Florida Condos
? Not all Florida condos qualify for conventional mortgages. Why? Many condos are deemed "non-warrantable" because they don’t meet criteria set by agencies like Fannie Mae and Freddie Mac. Common reasons include new construction, limited owner control over the HOA, low insurance coverage, underfunded reserves, high renter or investor percentages, short-term rentals, or ongoing legal issues. Fidelity Home Group offers specialized non-warrantable condo loans that help you finance these properties. We provide loans up to $6 million, flexible terms including ARM and 30-year fixed options, and consider debt-to-income ratios up to 50% with compensating factors. If you’re looking at condos in Florida that don’t fit the conventional mold, we’re here to help guide you. Which Florida city are you house-hunting in? ? Link in profile #FloridaRealEstate #CondoLoans #NonWarrantableCondoloans #MortgageHelp #FidelityHomeGroup
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